1. Strict No-Refund Policy

All payments made to Fopik for any product, service, subscription, web hosting plan, custom development package, or course enrollment are 100% non-refundable under all circumstances.

By completing a payment or subscribing to any of our services, you explicitly acknowledge and agree that:

• Fopik does not offer money-back guarantees, pro-rated refunds, or store credits for partially used billing cycles.
• Unused hosting allocations, domain registrations, early service cancellations, or change-of-mind requests do not qualify for a full or partial refund.
• Account suspensions or service terminations resulting from violations of our Terms and Conditions, Acceptable Use Policy, or fraud checks forfeit any right to refund or recovery of funds.

2. Service Cancellations

You may cancel your account, web hosting subscription, or recurring service at any time through your client panel or by contacting our support team at contact@fopik.com.

• Timing: Cancellation requests must be submitted before your next scheduled billing date to avoid automated renewals.
• Effect of Cancellation: Upon cancellation, your service will remain accessible until the conclusion of your current prepaid billing cycle. After the cycle expires, access will be terminated, and any associated server data, hosted files, or databases may be permanently deleted without recovery options. No full or partial refunds will be issued for canceled services.

3. Plan Upgrades

You can upgrade your hosting plan, service tier, or subscription package at any time to accommodate higher resource requirements or additional features.

• Billing Adjustments: Upgrades are applied immediately upon payment of the calculated price difference or new package fee.
• Immediate Activation: Upon successful payment, your account resources and upgraded service features will be provisioned.

4. Plan Downgrades

You may request to downgrade your plan or service package to a lower tier for upcoming billing cycles.

• No Refund for Downgrades: Downgrading your plan does not entitle you to any refund, partial credit, or pro-rated cash adjustment for the remaining duration or unused portion of your previous higher-tier plan.
• Resource Impact: You are responsible for ensuring that your website data, server disk usage, bandwidth, and database size fit within the resource limits of the lower tier before requesting a downgrade. Fopik is not responsible for data loss or service disruption caused by exceeding lower-tier resource limits upon downgrade.

5. Chargebacks & Payment Disputes

Initiating an unauthorized chargeback or payment dispute through your bank or payment gateway is a direct breach of this policy. In the event of a chargeback:

• Your access to all Fopik services, hosting accounts, and projects will be immediately suspended or terminated.
• Fopik reserves the right to report fraudulent dispute activities and seek recovery for chargeback processing fees and outstanding balances.

6. Contact Information

If you have any questions regarding our Refund and Cancellation Policy, please reach out to us at contact@fopik.com.